The Credit Intelligence
Platform

Go beyond traditional credit scores. ScoreIQ provides advanced monitoring, alternative data scoring, and predictive credit intelligence for lenders and consumers.

Start Free Trial Watch Demo
ScoreIQ Interface

Why upgrade to ScoreIQ?

Stop settling for outdated methods and embrace intelligent automation.

The Old Way

  • Relying solely on FICO scores
  • Rejecting 'thin-file' applicants
  • Reactive fraud detection
  • Surprise portfolio defaults
  • Slow credit dispute processes

The ScoreIQ Way

  • Alternative data intelligence
  • Financial inclusion
  • Predictive fraud blocking
  • Proactive risk monitoring
  • Automated compliance

Everything you need to scale

Our AI-powered platform provides unmatched capabilities for your enterprise.

Alternative Scoring

Incorporate rent, utility, and bank transaction data to score 'thin-file' consumers safely.

Fraud Prevention

Machine learning algorithms detect synthetic identities and application fraud instantly.

Credit Forecasting

Predict how specific financial actions will impact a user's credit score over 12 months.

Real-time Alerts

Get notified of hard inquiries, new accounts, or score changes the second they happen.

Portfolio Monitoring

For lenders: monitor your entire loan portfolio for early signs of credit deterioration.

Dispute Automation

AI-assisted generation of credit dispute letters for inaccurate reporting.

How It Works

Get up and running in three simple steps.

1

Connect

Integrate your existing tools and data sources with our 1-click connectors.

2

Analyze

Our proprietary AI engine processes your data to find hidden insights and patterns.

3

Optimize

Implement AI-driven recommendations and watch your metrics soar.

Simple, transparent pricing

Choose the plan that fits your scale.

Starter

$99/mo
  • Basic AI Features
  • 5 Team Members
  • Email Support
Start Free Trial
MOST POPULAR

Professional

$299/mo
  • Advanced Intelligence
  • Unlimited Team Members
  • Priority Support
  • Custom Integrations
Start Free Trial

Enterprise

Custom
  • Custom AI Models
  • Dedicated Account Manager
  • On-premise Options
  • SLA Guarantee
Contact Sales

Trusted by industry leaders

"ScoreIQ allowed us to increase our approval rates by 15% without increasing our default risk."

Michael Vance

Michael Vance

Chief Risk Officer, Apex Credit

"The alternative data scoring model is revolutionary. We can now serve the underbanked safely."

Sarah Lin

Sarah Lin

VP Lending, Community Bank

Frequently Asked Questions

Is ScoreIQ FCRA compliant?
Yes, our alternative data models are fully FCRA and ECOA compliant, with explainable AI outputs.
Which bureaus do you pull from?
We connect directly with Experian, Equifax, and TransUnion, alongside Open Banking APIs.
Can consumers use this directly?
Yes, we offer a B2B2C white-label portal that lenders can provide to their customers for credit education.
How accurate is the credit forecasting?
Our models have a 94% accuracy rate for 6-month score projections based on specific user actions.

Ready to transform your workflow?

Join thousands of modern companies running on ScoreIQ.

Start Your 14-Day Free Trial